Currency conversion costs not only on the bank but also on the borrower. MBank would like to offer this solution to its customers. However, there is little evidence that franc borrowers would agree to this idea. Especially since they can earn more in court.
Rzeczpospolita informs about the new idea for mBank. As we read in the magazine, this idea was presented by the head of the bank, Cesary Stepukowski, who appeared in the courtroom as the audience. after the session He spoke about the position of the bank in the context of Swiss franc loans.
According to the testimony of the franchisees present at the session, the Chairman stated that mBank is working on an experimental settlement program whose purpose is to distribute the actual exchange rate risk equally between the bank and the borrowerرض– We read in “Rzeczpospolita”.
The head of one of the largest commercial banks in Poland stated that the current jurisprudence of the courts is unacceptable to him. Let us remind you that many courts take the borrowers side in these disputes and invalidate the loan agreements made.
Meanwhile, on September 2, a decision was made regarding, among other things, that the Civil Chamber of the Supreme Court shall pay the remuneration for the use of the capital.
Appear in court for his superior mBank Press Office does not wish to commentWhich only states that we should know the details only at the beginning of August, when the bank organizes the financial results conference.
Therefore, mBank wants to follow a different path, for example, PKO BP, which offers its customers favorable settlements. However, it is worth noting that the latter has much less Swiss franc loans in its portfolio.
Let us remind you that in May, PKO Bank Polski informed the District Court in Warsaw that in the pending cases of foreign currency borrowers against the bank He will make proposals for settlements in cases where the Bank deems it possible to reach a settlement. Later it turned out that the proposal was supposed to mean the transfer of the loan at the rate on the day it was obtained.